SWP Calculator

Calculate your Systematic Withdrawal Plan

Total investment

₹

₹1,000₹50 Crore

Withdrawalfrequency

Withdrawal per month

₹

₹50₹5,00,000

% of Total investment

0.01%100%

Expected returnrate(p.a)

1%50%

Time period

1 Yr50 Yr

February, 2035

Step Up SWP

Total Investment₹5,00,000

TotalWithdrawal

₹6,00,000

FinalValue

₹5,27,701

TotalValue

₹11,27,701

TotalProfit

₹6,27,701(125.54%)

Total Withdrawal

Total Investment

SWP Calculator Uses Guide

Investment Details

Enter your total investment amount (₹1,000 to ₹50 Crore) and select from 11 supported currencies including INR, USD, EUR, JPY, GBP, CNY, AUD, CAD, CHF, HKD, and SGD.

Withdrawal Configuration

Choose your withdrawal frequency (Monthly, Quarterly, Half-yearly, or Yearly/Annually) and set the withdrawal amount. You can specify either a fixed amount or percentage of total investment, with a minimum of ₹50 per withdrawal.

Return Rate Settings

Set your expected annual return rate (1% to 50%) to calculate potential earnings. The calculator factors this into your withdrawal sustainability analysis.

Investment Timeline

Define your investment horizon from 1 to 50 years. The calculator shows the end date of your investment period and helps plan long-term withdrawal strategies.

Advanced Features

The calculator includes advanced options for detailed investment planning:

Step-up SWP: Automatically increase your withdrawal amount periodically by a fixed percentage to keep up with inflation or growing expenses. If you expect 6% inflation per year, set the Step Up SWP frequency to Yearly Step Up with a 6% increase. This will help you maintain the same purchasing power over time, ensuring that the money you receive will have a similar purchasing power in the future as it did when you started.

Results Breakdown

The calculator provides comprehensive results including:

Total Investment Value
Total Withdrawal Amount
Final Portfolio Value
Total Value (Including Withdrawals)
Total Profit (Amount and Percentage)

The interactive Donut Chart provides a visual comparison between:

Total Withdrawal (displayed in high contrast green)
Total Investment (displayed in low contrast green)

Interactive Features:

Click on different sections of the chart to highlight specific values
Hover over chart segments to see detailed amounts
Compare total withdrawal amount (₹6,00,000) against total investment (₹5,00,000)
Visualize the proportion of withdrawals to investment

Reset Functionality

Use the Reset button to quickly restore all values to their defaults:

Total Investment: ₹5,00,000
Withdrawal Frequency: Monthly
Withdrawal Amount: ₹5,000
Expected Return Rate: 13%
Time Period: 10 Years